Health Care

This week, in a big win for consumers, a district court took action to block the proposed merger between health insurance giants Anthem and Cigna. This decision follows a ruling last month that blocked the proposed merger of two more of the nation’s biggest for-profit health insurers, Aetna and Humana. These decisions come after months of work by U.S. PIRG and a broad coalition of consumer and health care groups, urging close scrutiny of the mergers from state and federal regulators and raising questions and concerns about the potential impact of the mergers.

Report | Iowa PIRG Education Fund | Health Care

So You Need Health Insurance. Now What?

Having the facts can make all the difference when it comes to health insurance. To make the most of new choices, protections and financial help, you need good information. This guide can help you find quality coverage that won’t break the bank.

Here's the Rx refill you didn't order

By | Sonia Ashe
Consumer Advocate

Is your pharmacy refilling your prescription without your knowledge or approval, and billing your insurance company for the cost? If so, it’s the latest example of waste we shouldn't tolerate in our health care system.

News Release | Iowa PIRG | Health Care

No More Excuses - Time to Implement Health Care Reform in Iowa

The Supreme Court's decision to uphold the Affordable Care Act is good news for consumers in Iowa. Now it's time for Iowa's leaders to move forward on the next steps, and make sure health reform delivers lower costs and better quality coverage.

Resource | Health Care

Iowa's Health Insurance Exchange: Essential Principles for Success

An estimated half million Iowans will participate in the new Health Insurance Exchange – a marketplace where individuals and small businesses can shop for health care coverage and receive subsidies. The design and structure of the Exchange will play a large part in determining the convenience, affordability and quality of health care available in Iowa for many years to come.

News Release | Iowa PIRG | Health Care

Effective State Exchange Key to Lower Health Costs for Iowa Consumers

The most effective way for Iowa's policy-makers to address rising health care costs is by implementing a strong and independent health insurance exchange, according to the first in a new series of policy briefs released today by consumer advocacy group Iowa PIRG.

Report | Iowa PIRG Education Fund | Health Care

Making the Grade: A Scorecard for State Health Insurance Exchanges

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Important information about coverage is buried in the fine print, making it hard to know what’s really covered or which plan is right. And costs are continuing their unsustainable rise.

Report | Iowa PIRG Education Fund | Health Care

Building a Better Health Care Marketplace

One of the most important elements in last year’s health care reform law is the creation of new state-based health insurance marketplaces called exchanges.  If states create a strong exchange, consumers will reap the benefits as insurers compete for their business, lowering costs and improving quality.

Report | Iowa PIRG | Health Care

Building a Better Health Care Marketplace: Designing a Consumer-Friendly Exchange

The earlier briefs in this series have laid out the important steps states must take to create a strong, stable exchange.  But even if the state ensures that its exchange is fair and effective, if it is not easy to use and trusted by consumers, eligible enrollees won’t materialize.

Report | Iowa PIRG | Health Care

Building a Better Health Care Marketplace: The Exchange and Public Programs

While the exchange represents a significant new opportunity for states to improve the quality and affordability of health insurance, it is only one piece of the larger health care landscape.  Public programs, including Medicaid and the Children’s Health Insurance Program (CHIP), will continue to play a significant role, and the way they interact with the exchange will be important to the success of both.

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