Making Health Care Work

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow tens of thousands of families and businesses to join together and negotiate for cheaper health care plans.

LOWER COSTS, BETTER CARE

With the Supreme Court’s upholding of the health reform law, it’s time for Iowa to move forward and make sure consumers see the benefit of lower costs and better quality coverage.

At stake is how we set up our new insurance marketplace — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums.  

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions to influence decisions on health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, we’re pushing to see that the exchange:

1. Negotiates for better plans. By demanding better care for less cost, the exchanges can use the collective power of hundreds of thousands of consumers to finally demand that the industry does better.
2. Has high standards, 
so that bad plans aren’t an option.
3. Is open to as many people as possible. 
Limits that shut some individuals and businesses out of the exchanges would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken them.
4. Is accountable to the public.

Issue updates

Blog Post | Health Care

Here's the Rx refill you didn't order | Sonia Ashe

Is your pharmacy refilling your prescription without your knowledge or approval, and billing your insurance company for the cost? If so, it’s the latest example of waste we shouldn't tolerate in our health care system.

> Keep Reading
News Release | Iowa PIRG | Health Care

No More Excuses - Time to Implement Health Care Reform in Iowa

The Supreme Court's decision to uphold the Affordable Care Act is good news for consumers in Iowa. Now it's time for Iowa's leaders to move forward on the next steps, and make sure health reform delivers lower costs and better quality coverage.

> Keep Reading
News Release | Iowa PIRG | Health Care

Effective State Exchange Key to Lower Health Costs for Iowa Consumers

The most effective way for Iowa's policy-makers to address rising health care costs is by implementing a strong and independent health insurance exchange, according to the first in a new series of policy briefs released today by consumer advocacy group Iowa PIRG.

> Keep Reading
Report | Iowa PIRG Education Fund | Health Care

Making the Grade: A Scorecard for State Health Insurance Exchanges

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Important information about coverage is buried in the fine print, making it hard to know what’s really covered or which plan is right. And costs are continuing their unsustainable rise.

> Keep Reading
Report | Iowa PIRG Education Fund | Health Care

Building a Better Health Care Marketplace

One of the most important elements in last year’s health care reform law is the creation of new state-based health insurance marketplaces called exchanges.  If states create a strong exchange, consumers will reap the benefits as insurers compete for their business, lowering costs and improving quality.

> Keep Reading

Pages

News Release | Iowa PIRG | Health Care

No More Excuses - Time to Implement Health Care Reform in Iowa

The Supreme Court's decision to uphold the Affordable Care Act is good news for consumers in Iowa. Now it's time for Iowa's leaders to move forward on the next steps, and make sure health reform delivers lower costs and better quality coverage.

> Keep Reading
News Release | Iowa PIRG | Health Care

Effective State Exchange Key to Lower Health Costs for Iowa Consumers

The most effective way for Iowa's policy-makers to address rising health care costs is by implementing a strong and independent health insurance exchange, according to the first in a new series of policy briefs released today by consumer advocacy group Iowa PIRG.

> Keep Reading
Media Hit | Health Care

House Votes to Repeal Health Reform, Branstad Completes Flip-Flop

Various groups and politicians have issued statements warning that many Americans will be hurt by repealing the health insurance reform.

> Keep Reading
News Release | Iowa PIRG | Health Care

Health Care Repeal Would Have Costly Consequences for Iowa Consumers and Small Businesses

Consumers and small businesses in Iowa will face significantly higher insurance premiums and could see costly coverage denials and price discrimination if efforts to repeal the federal health care law prevail in Congress or in the courts, according to The Cost of Repeal: Examining the Impact on Iowa of Repealing the New Federal Health Care Law , a new report released today by Iowa PIRG.

> Keep Reading
Result | Health Care

Young People Now Covered

This year, the federal health care reforms that Iowa PIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

> Keep Reading
Report | Iowa PIRG Education Fund | Health Care

Making the Grade: A Scorecard for State Health Insurance Exchanges

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Important information about coverage is buried in the fine print, making it hard to know what’s really covered or which plan is right. And costs are continuing their unsustainable rise.

> Keep Reading
Report | Iowa PIRG Education Fund | Health Care

Building a Better Health Care Marketplace

One of the most important elements in last year’s health care reform law is the creation of new state-based health insurance marketplaces called exchanges.  If states create a strong exchange, consumers will reap the benefits as insurers compete for their business, lowering costs and improving quality.

> Keep Reading
Report | Iowa PIRG | Health Care

Building a Better Health Care Marketplace: Designing a Consumer-Friendly Exchange

The earlier briefs in this series have laid out the important steps states must take to create a strong, stable exchange.  But even if the state ensures that its exchange is fair and effective, if it is not easy to use and trusted by consumers, eligible enrollees won’t materialize.

> Keep Reading
Report | Iowa PIRG | Health Care

Building a Better Health Care Marketplace: The Exchange and Public Programs

While the exchange represents a significant new opportunity for states to improve the quality and affordability of health insurance, it is only one piece of the larger health care landscape.  Public programs, including Medicaid and the Children’s Health Insurance Program (CHIP), will continue to play a significant role, and the way they interact with the exchange will be important to the success of both.

> Keep Reading
Report | Iowa PIRG | Health Care

Building a Better Health Care Marketplace: Driving Quality and Cost Improvements through the Exchange

A health care exchange that pools its enrollees’ bargaining power will help give consumers a better deal on their coverage, but it will need to do more to get the unsustainable rise in health care costs under control. That is because while consumers and businesses pay plenty in premiums and out-of-pocket costs, much of our health care spending does not yield the results that we really want—healthier people.

> Keep Reading

Pages

Blog Post | Health Care

Here's the Rx refill you didn't order | Sonia Ashe

Is your pharmacy refilling your prescription without your knowledge or approval, and billing your insurance company for the cost? If so, it’s the latest example of waste we shouldn't tolerate in our health care system.

> Keep Reading
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