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Video Blog | Consumer Protection

Last Week Tonight with John Oliver: The retirement industry is a minefield -- but here’s the answer

In this week’s episode of “Last Week Tonight,” host John Oliver called out three main problems hurting consumers when it comes to retirement: First, financial advisers aren’t currently required to work in their clients’ best interest. Second, high fees compound over time. Third, actively managed investment funds aren’t the answer. 

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News Release | U.S.PIRG | Consumer Protection

Strong National Payday Rule Could Save Consumers Billions

Today, the Consumer Financial Protection Bureau (CFPB) released its draft high cost small dollar lending (payday and auto title) loan rule for public comment. 

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LATimes: Obama's consumer protection legacy defined by aggressive agency

[This weekend, the Los Angele Times chronicled President Obama's consumer protection record, with heavy emphasis on the history and fight over the Consumer Financial Protection Bureau (CFPB):]

"[...] Launched in the wake of the 2008 financial crisis, the bureau is one of President Obama’s signature accomplishments. [...] “I think you have to consider him a tremendous president for consumers,” said Ed Mierzwinski, consumer program director at the U.S. Public Interest Research Group."

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Blog Post | Transportation

A World Without Carbon Pollution – Closer Than You Might Think | John Olivieri

For many, a world without carbon pollution seems like a distant utopia. To some, this even seems unobtainable. The size and scope of the challenge before us can be daunting, yet, there is good news -- a world without carbon pollution is closer than you think.

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Blog Post | Consumer Protection

As CFPB Escalates Drive Toward Protections, Study Finds CFPB Enforcement Works | Ed Mierzwinski

This month the CFPB issued its proposed rule prohibiting class action bans in small-print mandatory arbitration clauses; in June it is expected to release its high-cost small dollar lending (payday and auto title loan) proposed rule. Meanwhile, as CFPB's industry opponents hide behind astroturf front groups and Congressional opponents use backdoor attacks, a law professor has released a major report finding that "from its inception [in 2011] through 2015 the agency had a 122-and-0 track record in its publicly announced enforcement actions" and that 93% (over $10.5 billion) of funds recovered for consumers have been for deceptive practices -- "[f]ar from a novel legal theory."

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News Release | U.S. PIRG | Public Health

Some Good, Some Bad in Obama Executive Order on Protecting Antibiotics

Today, President Barack Obama issued an Executive Order – Combating Antibiotic Resistant Bacteria. While the order takes several important steps necessary to control the spread of antibiotic-resistant bacteria, it misses the opportunity to call for critical reforms in the agricultural sector that are essential to protect public health.

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News Release | Iowa PIRG Education Fund | Transportation

New Report Shows Iowans Are Driving Less

Iowans have cut their per-person driving miles by 2.47 percent since 2005, while the nation’s long term driving boom appears to have ended, according to a new report from the Iowa PIRG Education Fund.  This trails the national average decline of 6.87%. 

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News Release | Iowa PIRG | Tax

Offshore Tax Havens Cost Average Iowa Taxpayer $897 a Year, Iowa Small Businesses $2,712

With Tax Day approaching, it’s a good time to be reminded of where our tax dollars are going. Sonia Ashe of Iowa PIRG was joined today by Sue Dinsdale of the Iowa Citizen Action Network and Lora Fraracci, owner of local cleaning service Earth Made Clean, to release a new study which revealed that the average Iowa taxpayer in 2012 would have to shoulder an extra $897 in taxes to make up for the revenue lost due to the use of offshore tax havens by corporations and wealthy individuals. 

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News Release | Iowa PIRG Education Fund | Tax

Sun Shines on Government Spending in Iowa

Iowa received a “B” when it comes to government spending transparency, according to “Following the Money 2013: How the States Rank on Providing Online Access to Government Spending Data,” the fourth annual report of its kind by the Iowa PIRG Education Fund

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Media Hit | Tax

Corporate wrongdoing should not be tax deductible

Although we seem to generally be on the road to economic recovery — my blood still boils when I think about the role big banks played in the mortgage crisis that drove our economy to the brink of collapse. It boils a little more when I remember the record profits they enjoyed afterwards, and the multibillion dollar bonuses they doled out after benefiting from a taxpayer bailout.

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Report | Iowa PIRG Education Fund | Tax

Picking Up the Tab

Some U.S.-based multinational firms or individuals avoid paying U.S. taxes by transferring their earnings to tax haven countries with minimal or no taxes. These tax haven users benefit from their access to America’s markets, workforce, infrastructure and security; but they pay little or nothing for it—violating the basic fairness of the tax system and forcing other taxpayers to pick up the tab.

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Report | Iowa PIRG Education Fund | Transportation

Transportation and the New Generation

Youth in Iowa and accross the country have begun to shift their transportation preference our from behind the wheel, and towards alternative options. Increased dependence on transportation alternatives like public transit, biking, or passenger rail supports re-invisioned transportation policy solutions that reflect the needs of twenty-first century Iowa.

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Report | Iowa PIRG Education Fund | Democracy

Following the Money 2012

The ability to see how government uses the public purse is fundamental to democracy. Transparency in government spending promotes fiscal responsibility, checks corruption, and bolsters public confidence. In the past few years, state governments across the country have made their checkbooks transparent by creating online transparency portals.  These government-operated websites allow visitors to view the government's checkbook - who receives state money, how much, and for what purposes.

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Report | Iowa PIRG Education Fund | Democracy

Auctioning Democracy

In the wake of the Supreme Court’s damaging Citizens United decision: since their inception in 2010, Super PACs have been primarily funded by a small segment of very wealthy individuals and business interests, with a small but significant amount of funds coming from secret sources.

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Report | Democracy, Tax

Representation without Taxation

Marking the second anniversary of the Supreme Court’s decision in the Citizens United vs. FEC case – which opened the floodgates to corporate spending on elections – this report takes a hard look at the lobbying activities of profitable Fortune 500 companies that exploit loopholes and work to distort the tax code to avoid billions of dollars in taxes.

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Blog Post | Public Health, Food

The foundation is crumbling | Bill Wenzel

What was missing from President Obama's visionary plan for medical progress? 

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Blog Post | Transportation

Red Light for Highway Boondoggles | Sean Doyle

Across the country, states are poised to spend billions of dollars on wasteful highway projects -- new construction and expansions -- exhausting limited funds that could be better spent on repair and maintenance or put toward critical investment in transit, biking, and pedestrian options that better meet current and future needs.

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Blog Post | Consumer Protection, Make VW Pay

House Tees Up VW Bailout and Other Attacks on Public Protections, Consumer Rights | Ed Mierzwinski

(Updated 8 January to add vote results): You've probably heard that the House is soon planning to again repeal the Affordable Care Act (Obamacare). That bill will certainly be vetoed. But the House has other anti-consumer, anti-environmental bills scheduled for floor action this week and next. The bills take aim at agency health, financial and safety regulations and also consumer rights to band together as a class to take their grievances against corporate wrongdoers to court. That last bill would immunize Volkswagen from having to compensate VW Diesel owners for being deceptively sold cars designed to "defeat" air pollution requirements.

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Blog Post | Public Health, Food

Progress in 2015 and hope for the new year | Anya Vanecek

This was a big year for the fight to save antibiotics. Now we’re looking to the future and looking forward to continuing our efforts to stop the overuse of antibiotics in factory farming.

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Blog Post | Public Health, Food

All I want for Christmas is responsibly-raised meat. | Anya Vanecek

I don't want a lot for Christmas, there is just one thing I need...

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Priority Action

We're calling on big restaurant chains to stop the overuse of antibiotics on factory farms. Tell KFC to stop serving meat raised on routine antibiotics.

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