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Report | Iowa PIRG | Health Care

Building a Better Health Care Marketplace: Designing a Consumer-Friendly Exchange

The earlier briefs in this series have laid out the important steps states must take to create a strong, stable exchange.  But even if the state ensures that its exchange is fair and effective, if it is not easy to use and trusted by consumers, eligible enrollees won’t materialize.

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Report | Iowa PIRG | Health Care

Building a Better Health Care Marketplace: The Exchange and Public Programs

While the exchange represents a significant new opportunity for states to improve the quality and affordability of health insurance, it is only one piece of the larger health care landscape.  Public programs, including Medicaid and the Children’s Health Insurance Program (CHIP), will continue to play a significant role, and the way they interact with the exchange will be important to the success of both.

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Report | Iowa PIRG Education Fund | Tax

Tax Shell Game: How Much Did Offshore Tax Havens Cost You in 2010?

Abuse of tax havens inflicts a price on other American taxpayers, who must pay higher taxes—now or in the future—to cover the government’s revenue shortfall, or must deal with cuts in government services.

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Report | Iowa PIRG | Health Care

Building a Better Health Care Marketplace: Driving Quality and Cost Improvements through the Exchange

A health care exchange that pools its enrollees’ bargaining power will help give consumers a better deal on their coverage, but it will need to do more to get the unsustainable rise in health care costs under control. That is because while consumers and businesses pay plenty in premiums and out-of-pocket costs, much of our health care spending does not yield the results that we really want—healthier people.

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Big Banks, Bigger Fees

Since Congress largely deregulated consumer deposit (checking and savings) accounts beginning in the early 1980s, the PIRGs have tracked bank deposit account fee changes and documented the banks’ long-term strategy to raise fees, invent new fees and make it harder to avoid fees. 

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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