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Blog Post | Transportation

Good Things Come to Those On Bikes | Sean Doyle

Pull the bike out of the closet, pump up those tires, and dust off the helmet because it's Bike to Work Week!

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Blog Post | Consumer Protection

You might not know this about overdraft fees | Kathryn Lee

Did your bank sell you on the idea that it’s embarrassing for you to have your debit card declined for a $3 cup of coffee, and that you should pay them $35 each time for “overdraft protection”? Those big fees are what’s embarrassing. Unless you say yes to allow fees, you cannot be charged for over-drafting your debit card.

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Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

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Blog Post | Consumer Protection

Our new "CFPB Can Help" video is live | Ed Mierzwinski

Please like and share our new video short (it's less than a minute) letting consumers know how the "CFPB can help." The CFPB, of course, is the Consumer Financial Protection Bureau, established as part of the Wall Street Reform and Consumer Protection Act of 2010.

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Blog Post | Transportation

All Americans Deserve Clean Air to Breathe, On Earth Day and Every Day | Sean Doyle

U.S. DOT asks if we should measure global warming pollution from transportation.

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News Release | Iowa PIRG Education Fund and Demos | Democracy

Distorted Democracy: Big Money and Dark Money in the 2012 Elections

A new analysis of pre-election data from the Federal Election Commission (FEC) and other sources by Iowa PIRG and Demos shows that outside spending in the first presidential election since Citizens United is living up to its hype: new waves of “outside spending” have been fueled by dark money and unlimited fundraising from a small number of wealthy donors.

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Media Hit | Food

Unsafe food puts Americans at risk, new report says

Contaminated food sickened at least 17 Iowans in less than two years and cost the state more than $1.4 million, according to a new report.

Those illnesses and costs were linked directly to food recalls, according to the report from the U.S. Public Interest Research Group, or PIRG.

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News Release | Iowa PIRG Education Fund | Food

Total Food Recall

Des Moines, October 30 – Despite government commitments to address the problem, food recalls are on the rise and our food safety systems are broken, according to a new report by U.S. PIRG.  Contaminated food makes 48 million Americans sick every year and costs over $77 billion in aggregated economic costs.  In Iowa over the last 21 months, 17 people were made sick from foodborne illnesses linked directly to food recalls and the cost was $1,410,845.

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Media Hit | Safe Energy

Hands off Muscatine County

Virtually everyone in the standing-room-only crowd of about 75 people who turned out to talk about Iowa’s energy future wanted the same thing — to stop MidAmerican Energy Company from building a nuclear plant near Wilton.

A nearly unanimous show of hands about halfway through Tuesday evening’s meeting in Muscatine made the crowd’s opposition clear.

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News Release | Iowa PIRG Education Fund and Demos | Democracy

Million-Dollar Megaphones

US PIRG Education Fund and Demos team up to shed light on outside spending, secret money and super PACs in the 2012 election.

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Report | Iowa PIRG | Health Care

Building a Better Health Care Marketplace: Ensuring Accountability

The opportunity to create a state exchange will allow Iowa to increase competition and improve choices in our insurance market. However, to fully realize this opportunity, the exchange must be accountable to the public, and the individual and small business consumers who will buy their coverage through it.

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Report | Iowa PIRG Education Fund | Consumer Protection

Halfway to the CFPB

The Consumer Financial Protection Bureau (CFPB) Implementation Team staff, led by consumer champion Elizabeth Warren, are making significant progress in their efforts to build an effective agency and be ready to perform required functions by the transfer date (July 21, 2011).

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Report | Iowa PIRG Education Fund | Health Care

The Cost of Repeal: Examining the Impact on Iowa of Repealing the New Federal Health Care Law

This report examines the costs and benefits of repeal for the taxpayers, consumers, and businesses of our state.

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Report | Iowa PIRG Education Fund | Consumer Protection, Transportation

Do Roads Pay for Themselves?

Highway advocates often describe gasoline taxes as “user fees” in order to argue that those funds should be used only on highways. Yet, gasoline taxes are not user fees in any meaningful sense of the term.

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Report | Iowa PIRG Education Fund | Consumer Protection

Trouble in Toyland: The 25th Annual Survey of Toy Safety

The 2010 Trouble in Toyland report is the 25th annual Public Interest Research Group (PIRG) survey of toy safety.  In this report, U.S. PIRG provides safety guidelines for consumers when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards.

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Blog Post | Consumer Protection

IRS Admits Data Breach Worse Than Thought, Will Congress Do Wrong Thing Anyway? | Ed Mierzwinski

This week, the IRS has admitted that thieves accessed the personal information -- enough to allow them to take your tax refund -- of an additional 220,000 taxpayers, on top of the 114,000 reported in May. Meanwhile, we remain  concerned that Congress will use continued publicity about the Target breach and other breaches as an excuse to pass dangerous data security legislation. Dangerous? Yes, because it would only protect against limited financial identity theft harms, but eliminate stronger state protections against the harms posed by the IRS breach, the health insurance breaches and the OPM breach.

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Blog Post | Consumer Protection

House To Vote On Godzilla-Sized Rule Blocker, As Financial Committee Considers Smaller Rollbacks | Ed Mierzwinski

UPDATED: REINS Approved, near party line vote. Today, the House Financial Services Committee takes up a package of smaller rollback bills, many of which are opposed by Americans for Financial Reform and the PIRGs. Meanwhile, the House will bring up the Godzilla of all anti-health and safety bills, the REINS Act. Fortunately, the President has promised a veto.

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Blog Post | Consumer Protection

The CFPB is 4 years old and has a lot to show for it! | Ed Mierzwinski

Tuesday, July 21, marks four years to the day since the Consumer Financial Protection Bureau opened its doors to protect consumers and make financial markets work. We've summarized some of the ways CFPB works for you on a new web page.

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Blog Post | Consumer Protection

How the CFPB’s Data Keeps Getting Better and Better | Mike Litt

As the CFPB turns 4 years old on July 21, here is some information on how it works for you and how we at PIRG use its data to produce reports, such as our new report on mortgage complaints to the CFPB. We've also got some photos from the Americans for Financial Reform "CFPB at 4" event.

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Blog Post | Financial Reform

The More I Hear About OPM Data Breach, The Less I Know, Except This: It's Bad | Ed Mierzwinski

Was it 4 million, 14 million or 18 million records breached (how many times) (likely) by Chinese hackers? Whose fault was it? The USOPM director says no one's. Really? Perhaps the worst data breach ever raises lots of questions, but I haven't heard any good answers. Federal employees, their families, their friends and their neighbors -- because all of them could be victims -- deserve better answers, just as they deserve better service than USOPM's credit monitoring provider is giving them.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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